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This website and book is provided for informational purposes and should not be used as the sole basis for making any investment decision. While we are strong adherents of value investing, all investments are subject to risk, and an investor should have a thorough understanding of the risks of any stock, bond, or fund prior to investing in it.

While some investors have the time and resources to make investment decisions for themselves, it is strongly recommended that the advice of a financial professional be sought prior to investing.

There is no guarantee that using a strategy, such as dollar cost averaging, will ultimately be profitable. Further, these are strategies that typically have the greatest potential for success if they can be implemented over a long period of time, and investors should consider their risk tolerance, diversification needs, and ability to continue to invest even during volatile markets.

Past performance is not a guarantee of future results, and diversification does not ensure against loss.




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